Why choose GIG Car Insurance
Drive protected with Benefits that matter
- Medical expenses
- Personal belongings
- Windscreen damage
- Personal accident benefits
- GCC Cover
- Off-road Cover
- Replacement Locks
Explore Your Plans
- One time per policy per year airport pick up and drop off
- Fahes Inspection Assistance (1 time per policy year)
- Covers you, your car and third party in an accident
- Round the clock roadside assistance
- Window and wind screen breakage applicable
- Hire a replacement car for FREE
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War cover
Covers war-related damage or loss to the insured vehicle, subject to policy limits and terms.
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GCC cover
- Agency repairs up to 5 years
| Benefits (in QAR) | Motor Executive |
|---|---|
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to QAR 2,500 |
| Clothing and Personal Effects | Up to QAR 1,000 |
| Agency Repairs | Up to 5 years |
| Personal injury | Up to QAR 50,000 |
| Windscreen or Window Breakage | |
| Replacement Hire Car | Optional** |
| Accident and Breakdown Rescue | Optional** |
| Personal Accident Benefit | Optional** |
| GCC Cover | Optional** |
| Off Road cover | |
| Automatic Cover extensions | |
| Free airport pickup drop off | |
| Car service pickup and drop off | |
| Free car inspection (car registration renewal) pickup and drop off |
Compare Plans
- One time per policy per year airport pick up and drop off
- Fahes Inspection Assistance (1 time per policy year)
- Covers you, your car and third party in an accident
- Repairs at GIG Gulf approved Workshops
- Round the clock roadside assistance
- Hire a replacement car for FREE
-
Hire a Car
-
GCC Cover
-
War Cover
| Benefits (in QAR) | Motor Perfect |
|---|---|
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to QAR 1,000 |
| Clothing and Personal Effects | Up to QAR 500 |
| Agency Repairs | Up to 5 years (optional) |
| Personal injury | Up to QAR 10,000 |
| Windscreen or Window Breakage | |
| Replacement Hire Car | Optional** |
| Accident and Breakdown Rescue | Optional** |
| Personal Accident Benefit | Optional** |
| GCC Cover | Optional** |
| Off Road cover | Optional** |
| Automatic Cover extensions | |
| Free airport pickup drop off | |
| Car service pickup and drop off | |
| Free car inspection (car registration renewal) pickup and drop off |
Compare Plans
Only with GIG
- Personal accident benefit for driver
- Covers damages and injuries caused by your vehicle to other people or their car
- Personal accident benefit for passenger
- Covers third party in an accident
- Round the clock roadside assistance
- Emergency medical expenses
- Personal belongings cover
- Your personal injury and your car
| Benefits (in QAR) | Motor Third Party |
|---|---|
| Loss or damage to the insured vehicle | No |
| Liability to third parties | |
| Medical Expenses | No |
| Clothing and Personal Effects | No |
| Agency Repairs | No |
| Personal injury | No |
| Windscreen or Window Breakage | No |
| Replacement Hire Car | No |
| Accident and Breakdown Rescue | No |
| Personal Accident Benefit | No |
| GCC Cover | No |
| Off Road cover | No |
| Automatic Cover extensions | No |
| Free airport pickup drop off | No |
| Car service pickup and drop off | No |
| Free car inspection (car registration renewal) pickup and drop off | No |
Compare Plans
| Benefits (in QAR) | Motor Executive |
|---|---|
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to QAR 2,500 |
| Clothing and Personal Effects | Up to QAR 1,000 |
| Agency Repairs | Up to 5 years |
| Personal injury | Up to QAR 50,000 |
| Windscreen or Window Breakage | |
| Replacement Hire Car | Optional** |
| Accident and Breakdown Rescue | Optional** |
| Personal Accident Benefit | Optional** |
| GCC Cover | Optional** |
| Off Road cover | |
| Automatic Cover extensions | |
| Free airport pickup drop off | |
| Car service pickup and drop off | |
| Free car inspection (car registration renewal) pickup and drop off |
| Benefits (in QAR) | Motor Perfect |
|---|---|
| Loss or damage to the insured vehicle | |
| Liability to third parties | |
| Medical Expenses | Up to QAR 1,000 |
| Clothing and Personal Effects | Up to QAR 500 |
| Agency Repairs | Up to 5 years (optional) |
| Personal injury | Up to QAR 10,000 |
| Windscreen or Window Breakage | |
| Replacement Hire Car | Optional** |
| Accident and Breakdown Rescue | Optional** |
| Personal Accident Benefit | Optional** |
| GCC Cover | Optional** |
| Off Road cover | Optional** |
| Automatic Cover extensions | |
| Free airport pickup drop off | |
| Car service pickup and drop off | |
| Free car inspection (car registration renewal) pickup and drop off |
| Benefits (in QAR) | Motor Third Party |
|---|---|
| Loss or damage to the insured vehicle | No |
| Liability to third parties | |
| Medical Expenses | No |
| Clothing and Personal Effects | No |
| Agency Repairs | No |
| Personal injury | No |
| Windscreen or Window Breakage | No |
| Replacement Hire Car | No |
| Accident and Breakdown Rescue | No |
| Personal Accident Benefit | No |
| GCC Cover | No |
| Off Road cover | No |
| Automatic Cover extensions | No |
| Free airport pickup drop off | No |
| Car service pickup and drop off | No |
| Free car inspection (car registration renewal) pickup and drop off | No |
| Benefits (in QAR) | Motor Executive | Motor Perfect | Motor Third Party |
|---|---|---|---|
| Loss or damage to the insured vehicle | No | ||
| Liability to third parties | |||
| Medical Expenses | Up to QAR 2,500 | Up to QAR 1,000 | No |
| Clothing and Personal Effects | Up to QAR 1,000 | Up to QAR 500 | No |
| Agency Repairs | Up to 5 years | Up to 5 years (optional) | No |
| Personal injury | Up to QAR 50,000 | Up to QAR 10,000 | No |
| Windscreen or Window Breakage | No | ||
| Replacement Hire Car | Optional** | Optional** | No |
| Accident and Breakdown Rescue | Optional** | Optional** | No |
| Personal Accident Benefit | Optional** | Optional** | No |
| GCC Cover | Optional** | Optional** | No |
| Off Road cover | Optional** | No | |
| Automatic Cover extensions | No | ||
| Free airport pickup drop off | No | ||
| Car service pickup and drop off | No | ||
| Free car inspection (car registration renewal) pickup and drop off | No |
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Frequently asked questions
What is car insurance?
Car insurance helps protect you financially if your vehicle is damaged, stolen, or involved in an accident. It can also cover your legal liability if you injure someone or damage another person's property while driving.
Depending on the type of policy you choose, your cover may include:
- Damage to your own vehicle
- Damage to other people's vehicles or property
- Injury to other people
- Theft, fire and certain natural events (subject to your policy)
In Qatar, third-party liability insurance is the minimum legal requirement for all registered vehicles. Comprehensive car insurance includes this mandatory third-party cover while also protecting your own vehicle against covered losses.
Is car insurance mandatory in the Qatar?
In Qatar, third-party liability insurance is the minimum legal requirement for all registered vehicles. You cannot register your car without valid insurance coverage. Comprehensive car insurance includes this mandatory third-party cover while also protecting your own vehicle against covered losses.
What is the difference between comprehensive and third-party car insurance?
The main difference is the level of protection each policy provides.
Comprehensive car insurance includes the mandatory third-party liability cover required by law in Qatar, in addition to protection for your own vehicle.
Depending on your policy, it may include cover for:
- Damage to your own vehicle
- Damage to third-party property
- Injury to other people
- Theft, fire and vandalism and certain natural events
- Optional benefits such as roadside assistance, agency repair or GCC cover
This option is suitable if you want broader protection and greater peace of mind.
Third-party car insurance provides the minimum legal cover required to drive in Qatar. It typically includes:
- Damage to other people's vehicles or property
- Injury to other people
It does not cover damage to your own vehicle if you're at fault.
This option may be suitable if you're looking for a lower-cost policy that meets Qatar's legal requirements.
Cover, limits and optional benefits vary depending on the policy you choose. Please refer to your policy wording for full terms, conditions and exclusions
How is the car insurance cost or premium calculated in Qatar?
Your car insurance premium is calculated using a combination of factors that help insurers assess the level of risk and the cover you need.
These may include:
- Your vehicle; its make, model, age, market value and repair costs.
- The driver; factors such as age, driving experience and claims history.
- Your cover; whether you choose comprehensive or third-party insurance, along with any optional add-ons.
- Your policy excess (deductible); choosing a higher excess may reduce your premium.
- Other underwriting factors; insurers may also consider additional information relevant to your policy.
The final premium will vary depending on your individual circumstances and the level of cover you choose.
Can I transfer my no-claims discount if I switch insurance provider to GIG Gulf?
Yes, the no-claims discount or no-claims bonus, is transferable.
To do this, you'll usually need to provide a valid No Claims Certificate or other proof of your claims history from your previous insurer.
Your eligibility and the discount applied will depend on GIG Gulf's underwriting criteria and the documents provided.
Get a quote online and benefit from your No Claims Discount on switch to GIG insurance.
What is the process to claim insurance in case of an accident in Qatar?
If you're involved in an accident in Qatar, follow these steps to start your insurance claim:
- Ensure safety and report the accident - Make sure everyone is safe, then contact the Qatar Police to report the accident. A police report is required for all insurance claims.
- Obtain the police report - The police will assess the incident and issue an official accident report, which will state who is at fault.
- Submit your claim to GIG Gulf - Once you have the police report, you can submit your claim online or contact GIG Gulf directly through your preferred channel.
- Receive your claim reference - After submission, you will receive a SMS or confirmation with your claim reference number and next steps.
- Vehicle inspection and repair - Based on your policy coverage, your vehicle will be directed to an approved workshop or garage for assessment and repairs.
- Claim settlement and repair updates - You can track your claim status and receive updates until your vehicle is repaired or the claim is settled.
The exact process may vary depending on your policy type and coverage benefits.
Submit your claim with GIG Gulf and get support throughout the process.
Does car insurance in Qatar cover damages in other GCC countries?
Yes, but coverage for driving in other GCC countries depends on your policy.
Some car insurance policies in Qatar include GCC coverage, while others offer it as an optional add-on. If included, it allows you to drive your vehicle in GCC countries such as Saudi Arabia, UAE, Oman, Kuwait, and Bahrain, subject to policy terms and conditions.
For GIG Gulf policies, GCC cover is typically available as an optional benefit on selected comprehensive plans, such as Motor Prestige or Motor Perfect.
If your policy does not include GCC coverage, your insurance will only be valid within Qatar unless additional cover is purchased.
Always check your policy documents to confirm whether GCC cover is included and any territorial limits or conditions that may apply.
Get a quote to check if GCC coverage is included in your plan.
What are the consequences of driving without valid car insurance in Qatar?
Driving without valid car insurance in Qatar is illegal and can lead to serious consequences.
These may include:
- Fines issued by authorities
- Black points on your driving licence
- Vehicle impoundment
- Liability for all accident-related costs out of pocket
- Difficulty registering or renewing your vehicle insurance in the future
Car insurance is mandatory in Qatar, and at minimum, third-party liability cover is required for all registered vehicles.
Make sure your insurance is active to stay protected and compliant with the law.
Can I include family members under my car insurance policy in Qatar?
Car insurance in Qatar does not require you to list family members separately as passengers. They are already covered under the policy for third-party liability and passenger injury, depending on your cover type.
However, if a family member wants to drive your car, they must be legally allowed under your policy. Some policies automatically cover family members who have your permission to drive, while others may require them to be declared as named drivers.
It is important to check your policy terms to confirm who is allowed to drive the vehicle.
Check your policy or get a quote to understand driver coverage for your family members.
How do I renew my car insurance policy online?
You can renew your GIG Gulf car insurance online in just a few steps:
- Login you MyGIG customer portal or visit the GIG Gulf website and click on renew
- Enter your policy or vehicle details
- Review your renewal quote and coverage options
- Confirm and complete your payment online
- Receive your renewed policy instantly by email or SMS Renewing online is quick and ensures your coverage stays active without interruption.
Motor Insurance documents
Download terms and conditions with product details
