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GIG’s Group Personal Accident insurance policy covers financial costs during the unfortunate event of an accident resulting in an injury or loss of life. This policy ensures the welfare of your employee’s family is secured.

An accident may not occur at your business premises or an injury may not necessarily be work related. That is why you need around-the-clock cover that protects your employees.

We offer a range of covers for:

  • Accidental and Unexpected Death caused by violent, sudden, external and visible means.
  • Permanent Total Disablement as a result of an accident which entirely prevents your insured employee from ever again resuming his/her occupation or any other occupation.
  • Permanent Partial Disablement as a result of an accident which prevents your insured employees from attending to a substantial part of his/her occupation, or any other occupation.
  • Repatriation Expenses transportation of bodily remains of your insured employee back to the home country following an accidental death.

Medical Expenses

Hospital bills are usually covered by your health insurance, however with this policy you get an additional lump sum amount which you could use as repayment of, or to further support, any medical, surgical or hospital fees required as a result of an accident.

For the full list of covers please refer to the policy wording.


How to submit your claim

You can directly contact your GIG Account Manager who will guide you through the claims notification process.